» Bank of America Credit Cards
How do Bank of America Credit Cards Compare With The Best?
Bank of America, sometimes referred to as BofA is one of the largest banks in the U.S. They offer credit cards such as BankAmericard® power rewards, cash rewards, and accelerated rewards. See how Bank of America credit cards compare with the best credit cards in the industry below. If you find a better offer, apply online below. Click here to apply for a Bank of America credit card. We’ve given Bank of America credit cards a lower rating due to the fact that their reward cards only allow you to earn bonus points and bonus cash back for 6 months. Additionally, their cash back bonus is far less than the best credit cards in the industry to begin with. They have also limited thier intro APR period to purchases and balance transfers made within 60 days.
BankAmericard Basic™ Visa® Card
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Benefit Rating
- Get one rate for balance transfers, purchases, and cash
- Know your rate will not increase unless the Prime Rate increases
- No annual fee
| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
|---|---|---|---|---|---|
| N/A | N/A | 17.25% Variable* | No | Yes* | Excellent - Good Credit |
Slatesm from Chase
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Benefit Rating
- 0% Intro APR for up to 12 months.
- No Annual Fee.
- New Innovative Card Design.
- BlueprintSM – free and customizable features
- i. Help you avoid unnecessary interest
- ii. Pay your balances down faster
| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
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| 0% | For up to 12 Months | As low as 13.24% Variable* | No | Yes* | Good Credit |
IBERIABANK® Visa® Classic Card
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Benefit Rating
- No annual membership fee
- Low variable rate of 7.25%, 10.25%, or 13.25% (Prime + 4.00%, Prime + 7.00%, or Prime + 10.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
- Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
- Online access to credit card account information
| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
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| 1.99% | 6 Months Balance Transfers | As low as 7.25% Variable* | None* | Yes* | Excellent |
BankAmericard® Visa® Card
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Benefit Rating
- Get a great introductory APR offer
- Get a competitive APR on purchases and balance transfers
- No annual fee
| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
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| 0% | 7 or 10 billing cycles for Balance Transfers only | As low as 10.99% Variable* | No | Yes* | Excellent |
Discover® More® Card
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Benefit Rating
- 0% intro APR on Balance Transfers for 15 full months, then the Regular APR
- 0% intro APR on Purchases for 6 full months, then the Regular APR
- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
- Up to 1% unlimited Cashback Bonus on all other purchases
- No Annual Fee
| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
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| 0% | 15 Months Balance Transfers; 6 Months Purchases | As low as 11.99% Variable* | No | Yes* | Excellent |
BankAmericard Cash Rewards™ Visa Signature® Card
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Benefit Rating
- Get a $50 statement credit after qualifying transaction(s)
- Earn 3% cash back on gas, grocery and drugstore purchases for 6 months
- Earn 1% cash back on all other purchases
- No annual fee
| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
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| 0% | 7 or 10 billing cycles only for purchases and for any balance transfers made within 60 days | As low as 12.99% Variable* | No | Yes* | Excellent |
Chase Freedom® Visa - $100 Bonus Cash Back
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Benefit Rating
- Earn $100 Bonus Cash Back after you make $799 in purchases in your first three months
- 5% cash back in quarterly bonus categories like gas, home improvement and department stores, subject to quarterly maximum. Signing up is free and easy!
- Unlimited 1% Cash Back on all other purchases with no spending tiers
- Up to an additional 20% cash back when you shop online at select merchants through Chase
| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
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| N/A | N/A | as low as 12.99% Variable* | No | Yes* | Good Credit |
Chase Freedom® Visa® - $50 Bonus Cash Back
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Benefit Rating
- 0% Intro APR and No Annual Fee
- 0% APR on Purchases for a FULL 6 months
- 5% cash back in quarterly bonus categories like gas, home improvement and department stores, subject to quarterly maximum. Signing up is free and easy!
- Unlimited 1% Cash Back on all other purchases with no spending tiers
- Up to an additional 20% cash back when you shop online at select merchants through Chase
| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
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| 0% | 12 Months Balance Transfers 6 Months Purchases | As low as 12.99% Variable* | None* | Yes* | Good Credit |
BankAmericard® Power Rewards® Visa Signature® Card
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Overall Rating
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Benefit Rating
- Get a $50 statement credit after qualifying transaction(s)
- Earn 3X points on gas, grocery and drugstore purchases for 6 months
- Redeem points for cash, travel, gift cards and more
- No annual fee
| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
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| 0% | 7 or 10 billing cycles only for purchases and for any balance transfers made within 60 days | As low as 12.99% Variable* | No | Yes* | Excellent Credit |
Discover® More® Card - $75 Cashback Bonus
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Benefit Rating
- 0% intro APR on purchases for a full 6 months then the regular APR
- Get $75 Cashback Bonus® when you make $500 in purchases within 3 months
- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
- Up to 1% unlimited Cashback Bonus® on all other purchases
| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
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| 0% | 12 full months on Balance Transfers; 6 full months on Purchases* | as low as 11.99% (Variable)* | None* | Yes* | Excellent Credit |
Chase Sapphiresm Preferred Card
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Benefit Rating
- Earn a FREE FLIGHT - that's 25,000 bonus points after you spend $3,000 in the first 3 months!
- 2X points earned on all airfare booked through Ultimate Rewards & 1 point for every dollar spent on all other purchases
- Fly on leading airlines anytime. There are no travel restrictions or blackout dates and points never expire.
- Points are worth 25% more when you redeem for travel through Ultimate Rewards
- 7% annual points dividend - earn bonus points on your points
- 1:1 points transfer to leading airline and hotel programs
- 24/7 Dedicated expert service advisors (No voice recording)
- No Annual Fee for your first year - An $85 value
| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
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| N/A | N/A | 12.24% Variable* | $0 for the first year (then $85) | Yes* | Excellent Credit |
Chase Sapphiresm Card
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Benefit Rating
- Earn $100 in rewards - that's 10,000 bonus points after your first purchase!
- 0% APR on Purchases for a FULL 6 months
- Redeem points for travel, gift cards, merchandise, cash back and more
- 2X points earned on airfare booked through Ultimate Rewards & 1 point for every dollar spent on all other purchases
- Points never expire and there are no limits on how many points you can earn
- 24/7 Dedicated service advisors (No voice recording)
- Premier travel and purchase protection benefits
- All of this for no annual fee!
| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
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| N/A | N/A | 12.24% Variable* | None* | Yes* | Excellent Credit |