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Barclaycard

Barclaycard

Thinking about a new credit card with Barclaycard? This guide gives a brief overview of the company, the cards they have to offer, their services, their customer satisfaction scores and who they partner with, to help you understand the company and your prospective partnership.

Barclaycard Overview

Barclays Bank is a multinational financial services company, headquartered in London, with operations in over 50 countries and over 48 million customers. Barclaycard US is the US branch, and this branch offers a very large range of credit cards and co-branded credit cards.

Barclaycard Credit Cards

There is an abundance of Barclaycard credit cards to cater for the differences in peoples’ lifestyles, prerogatives and financial backgrounds. The vast majority of their credit cards are rewards based, offering better rewards for people who like to spend in a niche.

Barclaycard offer many co-branded credit cards with leading US companies, such as Frontier Airlines, Virgin America and Barnes & Noble. These cards are often a good choice for customers who are loyal to a brand, with rewards schemes that help the customer build up plenty of points for their purchases and redeem them for exclusive rewards and savings.

Barclaycard also offer partnered financing for online purchases with certain brands. For example, they offer no interest financing for Apple products up to a period of 18 months.

Barclaycard Services

Barclaycard offers a range of services for their credit card holders, including and online card management service, a mobile payment system, and an extensive number of financial resources to help you understand and manage your credit more effectively. They have an extensive customer service department which can be contacted at anytime from anywhere in the world.

U.S. Customer Satisfaction Ratings

In general, Barclaycard achieves favorable customer satisfaction levels, and all aspects of the company’s brand image attributes have improved over the last few years. They are most highly rated for their focus on the customer and their flexibility, and one of the top 5 credit card companies in the US in terms of customer satisfaction.

According to a 2011 US Credit Card Satisfaction Study, which interviewed over 8,700 customers, 79% of Barclaycard customers said that they would recommend their credit card to a friend, and 90% said that they would ‘probably’ or ‘definitely’ not switch to another credit issuer in the next 12 months. Customer loyalty is therefore very high.

Barclaycard Applicant Acceptance

The fact of the matter is, Barclaycard is a big credit issuer in the U.S. and a prominent credit issuer and bank from a global perspective. Accordingly, Barclaycard only usually accept applications from people with at least a good credit history, and most of their credit cards are only available to people with excellent credit ratings. If you have a poor or average credit history, the odds are unfortunately not in your favor. If you have a good credit history, you will only be accepted for certain credit cards. Barclaycard state on their websites to which type of credit history each card is designed for.

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NFL Extra Points Credit Card
  • Overall Rating

    Five Stars

  • Benefit Rating

    Five Stars

Apply Now
  • All 32 teams and NFL Shield card available
  • 0% Intro APR on balance transfers and purchases for the first 12 months after account opening, after that a variable APR currently 13.74% to 22.74% depending upon your creditworthiness
  • One-time bonus of 10,000 points after first use on the card, equal to $100 cash back statement credit
  • Earn 2 points for every $1 spent on NFL or team purchases – 1 point for all other purchases
  • No cap on points earned and points never expire
  • Redeem points for merchandise, once-in-a-lifetime experiences, game tickets, or 1% cash back statement credits
  • 20% off every purchase at NFLShop.com – that’s $20 off every $100 you spend
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0% 12 Billing Cycles 13.74% - 22.74% (Variable) $0 Yes* Excellent
Barclaycard Ring MasterCard
  • Overall Rating

    Five Stars

  • Benefit Rating

    Five Stars

Apply Now
  • A low 8% variable APR on balance transfers and purchases
  • No Annual Fees
  • No Balance Transfer Fees – start saving immediately!
  • Choose your card benefits and features
  • Get rewarded through the new Giveback™ program, where Barclaycard Ring members get money back for good performance
  • Get exclusive access to our online community and vote on the card features you like and view the financials of the Barclaycard Ring MasterCard online
  • Learn more about personal finance from Barclaycard and other members
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A N/A 8% (Variable) $0 Yes* Excellent
Barclaycard Arrival World MasterCard - $89 Annual Fee
  • Overall Rating

    Five Stars

  • Benefit Rating

    Five Stars

Apply Now
  • Earn 40,000 bonus miles when you spend $3,000 on purchases in the first 90 days — that’s enough to redeem for a $400 travel statement credit
  • Earn 2X miles on all purchases
  • Miles don’t expire as long as your account is open, active and in good standing
  • Chip card for increased confidence and convenience to pay abroad as easily as you do at home
  • Book the travel you want — airfare, hotels, cruises and more and earn miles on your purchase
  • Get 10% miles back to use toward your next redemption every time you redeem for travel statement credits
  • No foreign transaction fees on anything you buy while in another country
  • Complimentary online FICO® Score access for Barclaycard Arrival cardmembers

 

 

 

Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A N/A 14.99% - 18.99% (Variable) $0 for 1st year then $89 Yes* Excellent
Barclaycard Arrival World MasterCard - No Annual Fee
  • Overall Rating

    Five Stars

  • Benefit Rating

    Five Stars

Apply Now
  • Earn 20,000 bonus miles when you spend $1,000 on purchases in the first 90 days – that’s enough to redeem for a $200 travel statement credit.
  • Earn 2X miles on travel and dining and 1X miles on all other purchases
  • Miles don’t expire as long as your account is open, active and in good standing
  • Book the travel you want — airfare, hotels, cruises and more and earn miles on your purchase
  • Get 10% miles back to use toward your next redemption every time you redeem for travel statement credits
  • No foreign transaction fees on anything you buy while in another country
  • Complimentary online FICO® Score access for Barclaycard Arrival cardmembers
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A N/A 14.99% - 18.99% (Variable) $0 Yes* Excellent
Barclaycard Rewards MasterCard - Average Credit
  • Overall Rating

    Five Stars

  • Benefit Rating

    Five Stars

Apply Now
  • No annual fee
  • Earn 2,500 points, equal to a $25 statement credit, after your first purchase or balance transfer
  • 0% Introductory APR for 6 months on purchases and balance transfers
  • Earn 2 points per $1 on gas, grocery, and utility purchases and 1 point per $1 everywhere else
  • Earn 1 points per $1 everywhere else
  • Use the points you earn like cash to pay for almost any purchases you’ve made.
  • No blackout date, no redemption fees, no limit on the points you can earn and no complicated set up.
  • Reports to all 3 major credit bureaus monthly providing you the opportunity to rebuild your credit score
  • Complimentary FICO® Scores as a benefit to active cardmembers. Opt-in to have instant and convenient access to FICO® Scores from your Barclaycard online account.

 

Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0% 6 Billing Cycles 24.99% (Variable) $0 Yes* Average
Barclaycard Rewards MastercCard Excellent Credit
  • Overall Rating

    Five Stars

  • Benefit Rating

    Five Stars

Apply Now
  • Earn up to 10,000 points, equal to a $100 statement credit, after spending $1,000 in the first three months
  • 0% Introductory APR for 12 months on purchases
  • No annual fee
  • Earn 2 points per $1 on gas, grocery, and utility purchases
  • Earn 1 points per $1 everywhere else
  • Use the points you earn like cash to pay for almost any purchases you’ve made.
  • No blackout date, no redemption fees, no limit on the points you can earn and no complicated set up.
  • This offer is for individuals with a good to excellent credit history which amongst other things is clear of bankruptcy and delinquent accounts

 

Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0% 12 Billing Cycles 14-99% - 24.99% (Variable) $0 Yes* Excellent
Barclaycard Rewards MasterCard - Good Credit
  • Overall Rating

    Five Stars

  • Benefit Rating

    Five Stars

Apply Now
  • Earn 2,500 bonus points after your first purchase, which is enough for a $25 statement credit.
  • 0% Introductory APR for 6 months on purchases and balance transfers
  • No annual fee
  • Earn 2 points per $1 on gas, grocery, and utility purchases
  • Earn 1 points per $1 everywhere else
  • Use the points you earn like cash to pay for almost any purchases you’ve made.
  • No blackout date, no redemption fees, no limit on the points you can earn and no complicated set up.
  • This offer is for customers with Good Credit

 

Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0% 6 Billing Cycles 24.99% (Variable) $0 Yes* Good

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