» Business Credit Cards Review
A good business credit card for a small or medium size business is essential. As the owner of a small business you will need a business credit card for business expenses like travel, meetings with clients, and building up your business credit. Here is a list of business credit cards that may work for you. In most cases, when applying for a business credit card you will need to provide a personal guarantee of repayment. If you do not have good credit, this will affect the type of business credit card you will qualify for.
Business Credit Card Reviews
SimplyCash® Business Card from American Express. The SimplyCash card offers a variety of benefits for small business owners. The card issuer offers a 0% interest introductory rate for any purchases for up to a full year if you have a good credit history. You also receive 5% cash back on certain purchases your company makes on office supplies, and wireless purchases. There is a 3% cash back program for gas purchases and 1% cash back for your other purchases. There is no annual fee for this credit card.
The Plum Card® from American Express. The Plum card from American Express is not actually a credit card. It is one of the cards offered by American Express that you have to pay in full however, with this card you have up to two months to pay off balances. If you pay your monthly charges off on time then you get a 1.5% discount on everything you bought. There is a $185 annual fee for the Plum card which is waived for the first year.
Starwood Preferred Guest® Business Credit Card from American Express. This credit card from American Express is also targeted at small or medium size business owners who travel. Features of the card are earning 25,000 bonus Starpoints with your first purchase using the card if you spend $15,000 with the card during the first year. You get four Starpoints for every dollar you spend at Starwood Hotels and resorts. One Starpoint is earned for every dollar spent on everything else. There is an annual fee of $65.00 which is waived for the first year.
Business Credit Card Notes:
Business credit cards are designed for corporate, sole proprietorship, new business, and small business owners. They include numerous benefits which are designed to suit the needs of daily business operations. Keep track and manage all of your company expenses. Plus, get great benefits such as no annual fee, low intro rates and more!
Business Credit Card for Bad Credit
If you as a guarantor have bad credit your business credit card choices are significantly limited. You may want to inquire about the program by Applied Bank for bad credit. See, also Business Credit Cards for New Business.