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» Discover it®

Discover It
  • Overall Rating

    Five Stars

  • Benefit Rating

    Five Stars

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  • 0% intro APR on balance transfers for 18 months – then a variable purchase APR applies, currently 10.99% – 22.99%. A 3% fee applies to each transferred balance.
  • 0% intro APR on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% – 22.99%.
  • Rated 4.8 out of 5 Stars by over 4,000 cardmembers.*
  • No annual fee, no late fee for your first late payment – APR won’t go up for you paying late, no overlimit fee and no foreign transaction fee.*
  • Free FICO® Credit Score online and on monthly statements.*
  • 5% cash back at gas stations on up to $1,500 in purchases from July through September 2014 when you sign up*. 1% cash back on all other purchases automatically.*
  • 100% U.S.- based customer service – anytime, day and night.
    *See rates, rewards, free FICO® Credit Score terms and other info by clicking “Apply.”
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0% 6 Months on Purchases 10.99% to 22.99% Variable* No Yes* Excellent

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