» Citgo Credit Card
Considering a Citgo credit card? Are you looking for information about the Citgo Credit Card? If you need a review to see whether this card is worth it then please read on.
Citgo Credit Cards
If you are a regular Citgo customer, then the Citgo Plus Credit Card offers you payment convenience and flexible credit options, but little in the way of rewards. While there are no rewards, it is a better branded card than most, with a reasonable interest rate on purchases and cash advance availability. This card can be used at almost 6,000 Citgo locations in 27 states. You can add additional cards to this account for free, and you get informative monthly statements to make keeping up with payments easy. With the online account service you also get access to your statements, the ability to order convenience checks and more.
Despite the fact the Citgo Plus Credit Card has no rewards scheme, if you are looking for rewards then Citgo do offer such a scheme called Citgo Good Rewards. You can apply for Citgo Good Rewards if you have a qualifying Visa card – more information about this scheme can be found on the cards website.
Citgo Plus Card Terms and Conditions
The Annual Percentage Rate (APR) is 24.99% on purchases, which will vary according to the Prime Rate. The APR for cash advances is 29.95% with a transaction fee of either $10 or 5% of the withdrawn amount, whichever amount is greater. No annual fee. Late payment and returned payment fee is a maximum of $35. You can avoid paying interest on your balance is you pay the balance off in full within 25 days from the previous billing cycle. Full terms and conditions for the Citgo Plus Credit Card can be found on the card website.
Online Bill Payment – Yes
It is a good idea to set up an online account, which allows you to make payments and manage your credit account.