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» Citi® Credit Cards www.applyonline.citicards.com Review

Citi Credit Card

Citi Credit Card

Citibank® also referred to as Citi®, is the consumer banking arm of financial services corporation Citigroup. Citi credit card offers include the Platinum Select®, CashReturns®, Diamond Preferred®, Chairman®, and PremierPass® credit cards. www.applyonline.citicards.com is the Citibank® credit card re-direct for pre-approved credit card offer applications that you may have received in the mail. The purpose of that page is to redirect you to the application for the Citi® credit card in a particular offer. However with the www.applyonline.citicards.com offer you may qualify for additional offers below. See how your offer compares to the best credit card offers below. If you received a pre-approved offer it is very likely you are pre-approved to apply for a better or comparable offer from other top credit card providers. See also, Citi Mails 346 Million Credit Card Offers.

Credit Card Review

Credit Card Review

Range of Citi Credit Cards:

The Citi Platinum Select MasterCard comes with a 0% introductory APR on balance transfers and purchases for up to 21 months, after which the APR rises from 11.99% to 21.99% depending on creditworthiness at the time of opening the account. There is no annual fee to pay. If you know that you can pay off your balance during that time and later will be able to remain within a budget that you can pay off every month in full, this is a great card to transfer over to.

The Citi Simplicity Card goes one step further, offering 0% introductory APR on balance transfers and purchases for up to 21 months and no late fees or penalty rates. Here the APR rate rises to a 16.99% variable rate after the initial 21 months interest free period.

The Citi ThankYou SM Premier Card allows cardholders to earn 50,000 bonus points after they have spent a minimum of $2,500 on purchases during the first 3 months of membership. The points are redeemable for excellent rewards like air fares or gift cards. As an additional bonus, this card attracts no foreign transaction fees on purchases. When using the ThankYou Travel centre for travel bookings, customers can earn an additional 33% more value on their points, too, making this a particularly interesting card for frequent travellers.

Cash back credit cards include the Citi Dividend World MasterCard, which earns up to 5% cashback on department, clothing, toy and electronics store spending until the end of this year. After that it is 1% on all purchases. The APR on this card starts at 12.99% up to 22.99%, depending on creditworthiness at the time of signing up. There is no annual fee. If you know that you are going to have some major purchases between now and 12/31/2011, using this card could save you money.

The Citi Dividend Platinum Select Visa Card for College Students has no annual fee, a 0% introductory APR variable on purchases for 7 months, after which the rate rises from 12.99% to 20.99% depending on status at the time of signing up.

The AT&T Universal Savings Platinum Card has no limit on the amount of cashback that a cardholder can earn with their 1.5% cashback reward. There is no annual fee to pay and savings are automatically posted to a customer’s account. The attractive 0% introductory APR on balance transfers for 15 months and a low APR of just 12.99% after that period make this card suitable for anyone who is responsible in their spending and knows that whatever balance they transfer over know, will be paid off in the 15 months.

Rewards cards from Citi are the Citi ThankYou SM Rewards Card and American Airlines AAdvantage card.

Benefits:

The ThankYou Rewards Card allows cardholders to choose from some 1,000 rewards of which many start with a pleasing 1,000 points. Points can be earned on everyday shopping like filling up with gas, grocery shopping and online purchases for example. Reward points can be exchanged for travel rewards and merchandise from participating partners. Customers can even exchange their points for gift certificates to be used in stores and restaurants. Points can also be redeemed for travel packages, flights and hotel accommodation.

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