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Kohl's Credit Card

Kohl’s Credit Card

Considering a Kohl’s credit card? The Kohl’s Credit Card offers its customers a range of attractive benefits, and if you are still unsure of whether to go for it, then this guide will help you make up your mind, with detailed info on rewards, incentives, plus terms and conditions.

Kohl’s Credit Card

The credit card offered by Kohl’s is called the Kohl’s charge account, and this card has a number of exclusive benefits for cardholders. If you decide to make an application then you can save 15% on the first order once you have completed the application. Once you have the card, the main benefit is the exclusive discount scheme, which gives you an extra 15% to 30% off of sale and clearance items on 12 occasions per year. With no limitations, if you plan ahead you can achieve very good discount rates with this card.

If you spend a minimum of $600 per year with the Kohl’s credit card then you get access to extra benefits, including six extra savings days per year that you get to choose yourself. You also get access to the Most Valued Customer (MVC) quarterly newsletter with info on the latest brands, trends and savings events.

The Company

The store chain Kohl’s began life as a grocery store, with the first department store opening in the early 60’s. Today, Kohl’s is a Fortune 500 company with over a thousand department stores across the US, selling clothing, homeware, furnishings and beauty products to name only a few. With Kohl’s charge card, you can pay for any Kohl’s products as if you were using a regular charge card or debit card, but with many added benefits.

Terms and Conditions

The Annual Percentage Rate (APR) for purchases is 21.9% variable. No balance transfers or cash advances available. No annual fee. Late payment fee up to $35. Penalty APR for late and returned payments is 24.9%. The due date is 25 days after the previous billing cycle, and if you pay off the balance in full within this time you receive no interest. Full terms and conditions can be found on the website.

Kohl’s provides an online account service, and this is the easiest way to make payments. With an online account you get full access to your transaction history, and you can update your details, and make payments from checking or savings accounts.

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