» Menards Big Card Review
Considering Menards Big Card? It always helps to know exactly what credit card you are applying for, and this article takes a look at the Menards Big Credit Card to help users decide upon their purchase. Please read on for information on rewards, points, extras and credit card terms and conditions, and you will also find a guide to paying your credit card bills at the bottom.
Based in the Midwestern US, Menard’s is one of the biggest home improvement stores in the US, with roughly 270 stores in 14 states. As a company they are dedicated to providing the highest quality products, and with the Menards Big Credit Card, frequent store-goers can gain access to plenty of rewards and savings.
Menards Big Credit Card
This store credit card is issued through Capital One, and the card offers both special financing for larger purchases, and a discount scheme with provides savings for all purchases made at Menards.
The first benefit is a $10 money-off coupon when you spend your first $100 using the card. From here, you gain an annual 2% rebate on all the purchases you male in the billing year, and the rebate is awarded in the form of a Menards savings certificate. You also get a 1% annual rebate for purchases made at Speedway, Holiday, Kwik Trip and Kwik Star stores. There is a Big Card Savings Club which grants you exclusive access to savings and promotions, and you can also select low-interest financing options for larger purchases made on the card.
Terms and Conditions
Annual Percentage Rate (APR) for purchases is 24.99% variable. No balance transfers or cash advances available. No annual fee. Late payment fees up to $35 and a 6-month interest rate of 27.99%. Grace period for 0% interest on payments is 23 days.
Signing up for Online Customer Care allows you to pay your bill online, as well as manage almost all other aspects of your credit account. You can arrange a single payment from a valid checking or savings account, set up a payment for a future date or arrange regular payments with Online Customer Care.
If you are currently a card holder and have any issues with the card you may contact Capital One by calling 1-800-871-2800, or you can write to them at Capital One, PO Box 15521, Wilmington, DE 19850.