» Reward Credit Cards

What is a Reward Credit Card?

Reward credit cards are credit cards that generally offer some type of reward for purchases made using the card. The best reward credit cards offer rewards such as cash back and points on purchases while Some offer travel and airline rewards as well. Reward credit cards like Chase and Discover are some of the best currently available.

Reward credit cards are generally for people with a good to excellent credit card score or credit rating. This would require a credit score of at least 700-749 for credit cards that require good credit and a credit score of 750 or above for credit cards that require excellent credit. If you have good to excellent credit, compare and apply for the best reward credit card below.

Chase Freedom® Visa - $100 Bonus Cash Back

Chase Freedom Visa $100 Bonus Cash Back
  • Overall Rating Five Stars
  • Benefit Rating Five stars
  • Earn $100 Bonus Cash Back after you make $799 in purchases in your first three months
  • 5% cash back in quarterly bonus categories like gas, home improvement and department stores, subject to quarterly maximum. Signing up is free and easy!
  • Unlimited 1% Cash Back on all other purchases with no spending tiers
  • Up to an additional 20% cash back when you shop online at select merchants through Chase
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A N/A as low as 12.99% Variable* None* Yes* Good Credit

Discover® More® Card

Discover Card - Best Low Interest Credit Card
  • Overall Rating Five Stars
  • Benefit Rating Five Stars
  • 0% intro APR on Balance Transfers for 15 full months, then the Regular APR
  • 0% intro APR on Purchases for 6 full months, then the Regular APR
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • No Annual Fee
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0% 15 Months BT / 6 Months Purchases As low as 11.99% Variable* None* Yes* Excellent - Good Credit

Chase Sapphiresm Preferred Card

Chase Sapphire Preferred
  • Overall Rating Five Stars
  • Benefit Rating Five stars
  • Earn a FREE FLIGHT - that's 25,000 bonus points after you spend $3,000 in the first 3 months!
  • 2X points earned on all airfare booked through Ultimate Rewards & 1 point for every dollar spent on all other purchases
  • Fly on leading airlines anytime. There are no travel restrictions or blackout dates and points never expire.
  • Points are worth 25% more when you redeem for travel through Ultimate Rewards
  • 7% annual points dividend - earn bonus points on your points
  • 1:1 points transfer to leading airline and hotel programs
  • 24/7 Dedicated expert service advisors (No voice recording)
  • No Annual Fee for your first year - An $85 value
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A N/A 12.24% Variable* $0 for the first year (then $85) Yes* Excellent Credit

Chase Sapphiresm Card

Chase Sapphire
  • Overall Rating Five Stars
  • Benefit Rating Five stars
  • Earn $100 in rewards - that's 10,000 bonus points after your first purchase!
  • Redeem points for travel, gift cards, merchandise, cash back and more
  • 2X points earned on airfare booked through Ultimate Rewards & 1 point for every dollar spent on all other purchases
  • Points never expire and there are no limits on how many points you can earn
  • 24/7 Dedicated service advisors (No voice recording)
  • Premier travel and purchase protection benefits
  • All of this for no annual fee!
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A N/A 12.24% Variable* None* Yes* Excellent Credit

Chase Freedom® Visa® - $50 Bonus Cash Back

Chase Freedom Visa $50 Bonus Cash Back
  • Overall Rating Five Stars
  • Benefit Rating Four Stars
  • 0% Intro APR and No Annual Fee
  • 0% APR on Purchases for a FULL 6 months
  • 5% cash back in quarterly bonus categories like gas, home improvement and department stores, subject to quarterly maximum. Signing up is free and easy!
  • Unlimited 1% Cash Back on all other purchases with no spending tiers
  • Up to an additional 20% cash back when you shop online at select merchants through Chase
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0% 12 Months Balance Transfers 6 Months Purchases As low as 12.99% Variable* None* Yes* Good Credit

Discover® Miles

Discover Miles
  • Overall Rating Four Stars
  • Benefit Rating Four Stars
  • 12, 000 Bonus Miles – Earn 1,000 Miles each month you make a purchase for your 1st year
  • 1 Mile per $1 on every purchase
  • Plus, 2 Miles on travel and restaurant purchases on your first $3,000 each year
  • No limit on the Miles you earn and Miles don’t expire*
  • Fly on any airline, book any hotel or car, with no blackout dates
  • Use Miles for travel, merchandise, gift cards or cash
  • 0% intro APR on purchases and balance transfers for 6 months than the regular APR
  • No Annual Fee, No Overlimit Fee, No Redemption Fee
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0% 6 Months Purchases & Balance Transfers 10.99% Variable* No Yes* Excellent Credit

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