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Fees

The Tractor Supply credit card account agreement contains the following fees:

Transaction Fee for Cash Advances – If you use a convenience check, get money from an ATM or through home banking or a financial institution using the card you are taking a cash advance. You are also taking a cash advance if you make a wire transfer, buy a money order, traveler’s checks, lottery ticket, casino chip, or similar item or engage in a similar transaction. For each cash advance you will be charged a transaction fee of 5% of the amount of the cash advance, but not less than $10.

Late Fee – A late fee will be added for each billing cycle in which you have a past due payment. The fee will be $25; or $35 for any additional past due payment during the next six billing cycles after a past due payment. In other words, if you are late multiple months, your late fee increases to $35 each month until you pay on time for six months or more.

Returned Payment Fee – A return payment fee will be added for a returned payment. A returned payment is a payment check, or an electronic debit that is returned unpaid. Citibank may add this fee even if your payment is resubmitted and not returned upon resubmission. The fee is $25; or $35 for any additional returned payments during the same or next six billing cycles after a returned payment.

Returned Cash Convenience Check Fee – A returned cash convenience check is any cash convenience check that Citibank does not honor. Citibank will charge you a fee for said checks and may not honor these checks if the amount of the check would cause the balance to go over your cash advance limit or credit limit. Citibank also may not honor these checks if you default; if you do not comply with their instructions regarding the check; if your account has been closed; of for other reasons. The fee charged will be $25; or $35 for any returned cash convenience check during the same or next billing cycles after a returned cash convenience check. This fee is added to your regular cash advance balance, not your regular credit balance. In other words this fee will become part of the balance that has the higher cash advance interest rate.

Stop Payment on Cash Convenience Check Fee – Citibank will add a $39. Fee if they honor your request to stop payment on a cash convenience check. This fee is added to your regular cash advance balance, not your regular credit balance. In other words this fee will also become part of the balance that has the higher cash advance interest rate.

Click page 3 below to learn about Tractor Supply Online Account Management.

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