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Tractor Supply Credit Card Online Account Management

This credit card is issued by Citibank, N.A., and all payment options need to make to this bank. There is an online credit card management service available which makes it easy to keep on top of your spending and pay your bills. You can also pay your bill by going to any Tractor Supply store, or by going to your bank and making a transfer. Citi’s online service provides you with details for mail and phone payments. Learn more about your Tractor Supply credit card payment here.

Making your Payments:

You can make payments at any time by paying all or part of your account balance. You must pay at least the minimum payment by the due date each billing cycle. The sooner you pay any new balance the less you will pay in interest charges.

How payments are calculated:

To calculate the amount of minimum payment due on the Tractor Supply credit card, Citibank will start with any past due amount. They add the amount due on each major purchase plan balance. They add any additional amount specified in a promotional offer. They add any amount required by the promotional calculation. They will also add the largest of the following:

  • The Calculated New Balance if it is less than $25;
  • $25 if the Calculated New Balance is at least $25; or
  • 1% of the Calculated New Balance plus the amount of your billed interest charges on that balance, any minimum interest charge allocated to that balance, and any applicable late fee (the result is rounded up to the nearest dollar). However, Citibank will subtract interest charges that accrued during prior billing cycles on a deferred interest balance that ended during the billing cycle covered by the statement.

The calculated new balance equal the new balance on your billing statement minus any balances subject to a major purchase plan, the promotion calculation, or to either of two type of promotional terms. The first type are terms that do not require a minimum payment. The second type are terms that require an additional amount as part of the minimum payment due.

Click page 4 below to learn how payments are applied to the Tractor Supply credit card account.

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