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MBNA Canada

MBNA Canada

MBNA Canada Overview

MBNA Canada is the Canadian arm of MBNA Corp, founded in 1982 and acquired by Bank of America in 2006. MBNA is the largest issuer of credit cards in the world, and they have helped to shape the credit history in many of the world’s consumer markets throughout the decades. MBNA Canada is the largest issuer of MasterCard credit cards in Canada.

MBNA Canada Credit Cards

MBNA Canada offers a number of standard credit cards, though they are most well known for their extensive range of affinity credit cards. As a specialist in affinity credit cards, you can expect to see many famous brands and companies, including Best Western, Sony, Harley-Davidson, The Toronto Blue Jays and many more. Affinity cards are available with almost every major college in Canada.

Most of the credit cards on offer are rewards-based, and can be broken down into five major categories – MBNA Rewards, Travel Rewards, Sports Rewards and Specialty Rewards – making it easy to choose a rewards card to suit you. Popular credit cards include the Smart Cash MasterCard Credit Card, the TrueLine MasterCard Credit Card and the MBNA Rewards MasterCard Credit Card.

MBNA Canada Credit Card Services

All credit card management services are available on the MBNA Canada website – there are no third parties involved. You use your credit card details to enroll in online banking, which you then can use to manage your card, pay your bills and manage your rewards.

MBNA Canada Ratings and Customer Satisfaction

There are no official reports or recent reports to shed light on the quality of this credit issuer’s products and services. Having said this, online customer reviews and ratings usually demonstrate good levels of customer satisfaction. Users report short waiting times for phone services, and they offer reasonable terms and conditions that are clear and easy to understand. There are no validated reports of clients facing hidden charges or unexpected fees with their credit cards.

The online application process for credit cards is quick and simple, their website offers an online chat assistance feature, and there is an extensive online help center to help you learn about credit, card security and fraud prevention. They also offer resources for managing debt and improving your credit score.

MBNA Canada Credit Card Acceptance

MBNA credit cards have plenty of benefits and tend to have low transaction fees, though as with any respected, high-profile credit issuer, the options for people with poor or fair credit scores are very limited. There are no secured credit cards available to help you build your credit, or entry-level credit cards.

The rates available with MBNA Canada vary from roughly 9.99% to 19.99% for purchases and balance transfers. These rates indicate that you will need at least a good credit rating to secure a credit card. While there are a number of college affinity credit cards on offer for students, your household income must be good enough in order to qualify.

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Best Western MasterCard® Credit Card
  • Overall Rating

    Five Stars

  • Benefit Rating

    Five Stars

Apply Now
  • Receive 20,000 bonus Best Western Rewards points after your first qualifying purchase††
  • Earn 1.5 Best Western Rewards points for every $1 in net retail purchases‡
  • Receive 50 Best Western Rewards points for every cash advance transaction over $50‡
  • Receive a one tier elite status upgrade within the Best Western Rewards program when you spend $6,000 on your card within one year♦♦
  • Earn even more Best Western Rewards points by staying at Best Western hotels or spending with our retail partners
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A N/A 19.99% $0 Yes* Excellent
Choice Privileges MasterCard® Credit Card
  • Overall Rating

    Five Stars

  • Benefit Rating

    Five Stars

Apply Now
  • Apply today and you’ll earn 8,000 points upon your first eligible transaction‡ – that’s enough for a free night1 at over 1,500 locations across North America!
  • The no annual fee Choice Privileges® MasterCard® credit card brings rewards closer to home and from around the world.
  • Apply today and you’ll earn 8,000 points upon your first eligible transaction‡ – that’s enough for a free night1 at over 1,500 locations across North America!
  • Get away faster and easier by earning:
  • Up to 15 points for every $1 in eligible purchases at over 5,500 Choice Privileges locations in Canada, the U.S., Europe, Mexico, and Australasia2
  • 2 points for every $1 spent on everyday eligible purchases‡
  • 2,000 Bonus Points every year on your account anniversary‡
  • Up to an additional 4,500 Bonus points when you spend $30,000 in a calendar year‡
  • Plus, get automatically upgraded to Elite Gold status, which gives you:
  • The ability to book free nights 50 days in advance instead of 30 days
  • A 10% point bonus on every eligible stay
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
1.99% 6 Billing Cycles 19.99% $0 Yes* Good
Smart Cash MasterCard® Credit Card
  • Overall Rating

    Five Stars

  • Benefit Rating

    Five Stars

Apply Now
  • Up to 5% cash back on all of your eligible gas and grocery purchases for the first 6 months‡
  • Up to 2% cash back on eligible gas and grocery purchases thereafter‡
  • And, up to 1% cash back on all of your other eligible purchases‡
  • 1.99% annual interest rate† (AIR) on balance transfers*, access cheques and deposits* for the first 10 full months
  • Enjoy free online access to your credit card account
  • And, with no annual fee and free additional cards youll start to see the benefits right away.
  • Rewarding yourself is easy. Once your cash back totals at least $50 at the end of a monthly billing cycle, we’ll automatically mail you a cheque‡ – it’s that simple.
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
1.99% 10 Billing Cycles 19.99% $0 Yes* Excellent
Sony Card MasterCard® credit card
  • Overall Rating

    Five Stars

  • Benefit Rating

    Five Stars

Apply Now
  • Earn Sony Points on qualifying net retail purchases made using your Sony Card MasterCard®‡
  • Get 2,000 Sony Points after your first eligible transaction††
  • Earn Double Sony Points with every qualifying net retail purchase of Sony products at sony.ca or the Sony store/ Maison Sony‡
  • Redeem Sony Points toward any Sony product at sony.ca
  • 1.99% annual interest rate† (AIR) on balance transfers* and deposits* for the first 10 full months
  • Browse through the complete sony.ca catalogue including PlayStation Games, VAIO Wireless Notebooks, BRAVIA LCD Televisions, MP3 Walkman Digital Music Players, movies, software, media and so much more!
  • Enhanced security and protection with Chip & PIN technology and PayPass
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A N/A 19.99% $0 Yes* Excellent
More Rewards MasterCard Credit Card
  • Overall Rating

    Five Stars

  • Benefit Rating

    Five Stars

Apply Now
  • No annual fee
  • Earn 3 points‡ for every $1 in qualifying purchases virtually everywhere you shop using your More Rewards MasterCard credit card
  • Earn 4 pointsA for every $1 in qualifying net retail purchases at Save-On-Foods, Overwaitea Foods, Cooper’s Foods, PriceSmart Foods or Urban Fare stores using your More Rewards credit card and More Rewards loyalty card together
  • Redeem your points for travel, merchandise, gift cards, charitable donations and select in-store grocery merchandise
  • 1.99% promotional annual interest rate† (AIR) on balance transfers*, access cheques and deposits* for the first 6 full months,
  • Free online access to your credit card account
  • Free around-the-clock fraud protection
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
1.99% 6 Billing Cycles 19.99% $0 Yes* Excellent
MBNA Rewards MasterCard Credit Card
  • Overall Rating

    Five Stars

  • Benefit Rating

    Five Stars

Apply Now
  • Earn points on every qualifying purchase
  • Earn 1 mbna rewards point for every $1 spent on eligible transactions‡
  • Choose your rewards
  • Redeem points for cash back, travel, brand-name merchandise, gift cards from top retailers and charitable donations
  • Earn extra points
  • 1,000 bonus points after your first eligible purchase††
  • No annual fee
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A N/A 19.99% $0 Yes* Excellent
Trueline MasterCard Credit Card
  • Overall Rating

    Five Stars

  • Benefit Rating

    Five Stars

Apply Now
  • 9.99% annual interest rate on eligible purchases
  • No annual fee
  • Exclusive Platinum benefits and peace of mind
  • Add authorized users at no additional cost
  • Around the clock fraud protection
  • Enhanced security and protection with Chip & Pin technology
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0% 12 Billing Cycles 9.99% $0 Yes* Good
CAA Quebec MasterCard® Credit Card
  • Overall Rating

    Five Stars

  • Benefit Rating

    Five Stars

Apply Now
  • On top of 2¢ per litre of gas earned in CAA-Quebec Dollars when you show your CAA-Quebec membership card at the Couche-Tard counter◊◊, receive a total rebate of 2% in CAA-Quebec Dollars on all your qualifying purchases – including gas – at participating Couche-Tard outlets that sell gas‡
  • Even better! Virtually everywhere else, earn a 1% rebate in CAA-Quebec Dollars‡ on your other qualifying purchases
  • No annual fee
  • 3.99% promotional annual interest rate† (AIR) on balance transfers*, access cheques and deposits* for the first 6 full months
  • Unparalleled 24-hour customer service
  • Online access to your credit card account
  • International acceptance at millions of locations
  • Enhanced security and protection with Chip & Pin technology and PayPass
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0% 6 Billing Cycles 14.99% $0 Yes* Excellent
Platinum Plus Mastercard Credit Card 0 For 12
  • Overall Rating

    Five Stars

  • Benefit Rating

    Five Stars

Apply Now
  • 0% annual interest rate† (AIR) on balance transfers*, access cheques and deposits* for the first 12 full months
  • Around-the-clock fraud protection
  • Online access to your credit card account
  • Unparalleled 24-hour customer service
  • International acceptance at millions of locations
  • No annual fee
  • Enhanced security and protection with Chip & PIN technology and PayPass
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0% 12 Billing Cycles 17.99% $0 Yes* Good

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